States Look To Limit Medical Debt Wage Garnishment

States Look To Limit Medical Debt Wage Garnishment

Lawmakers in Colorado, Florida, Hawaii, Indiana, Maine, Michigan, Ohio, and Washington are looking to add protections for patients with unpaid medical debt by prohibiting wage garnishment for bill collection, according to MedPage Today. Proponents are concerned that some garnishment might occur for incorrect billing or that siphoning away a worker’s wages could leave low-income families without the money they need for heat, food, or housing. However, providers have concerns about accumulating bad debt that could …

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Credit Card on File Speeds Collections, Decreases Bad Debt

Credit Card on File Speeds Collections, Decreases Bad Debt

The credit-card-on-file practice requires a patient’s credit card at the time of service, which is used to cover balances after an insurance claim adjudicates. In addition to increasing total collections, charging the card on file also enables an urgent care to capture payments more quickly than time-consuming and costly collection efforts, such as mailing statements. In an Experity analysis of 392,699 comparable Blue Cross Blue Shield urgent care visits in 2024, 80% of patient responsibility …

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